{"id":30360,"date":"2023-01-06T07:14:00","date_gmt":"2023-01-06T10:14:00","guid":{"rendered":"https:\/\/www.ilheusnoticias.net.br\/v1\/?p=30360"},"modified":"2023-01-06T07:14:00","modified_gmt":"2023-01-06T10:14:00","slug":"caixa-libera-emprestimo-para-negativos-de-ate-r-3-000-veja-como-receber","status":"publish","type":"post","link":"https:\/\/www.ilheusnoticias.net.br\/v1\/2023\/01\/06\/caixa-libera-emprestimo-para-negativos-de-ate-r-3-000-veja-como-receber\/","title":{"rendered":"Caixa libera empr\u00e9stimo para negativos de at\u00e9 R$ 3.000; veja como receber"},"content":{"rendered":"<div class=\"entry-header blog-entry-header has-meta\">\n<div class=\"entry-meta\"><\/div>\n<\/div>\n<div id=\"before-ad\"><\/div>\n<div id=\"post-body\" class=\"post-body entry-content\"><ins class=\"adsbygoogle\" data-ad-client=\"ca-pub-5633183807785955\" data-ad-format=\"auto\" data-ad-slot=\"3495352953\" data-full-width-responsive=\"true\" data-adsbygoogle-status=\"done\" 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src=\"https:\/\/googleads.g.doubleclick.net\/pagead\/ads?client=ca-pub-5633183807785955&amp;output=html&amp;h=280&amp;slotname=3495352953&amp;adk=571088644&amp;adf=519372195&amp;pi=t.ma~as.3495352953&amp;w=678&amp;fwrn=4&amp;fwrnh=100&amp;lmt=1672960815&amp;rafmt=1&amp;format=678x280&amp;url=https%3A%2F%2Fwww.divulgaconcursos.com.br%2F2022%2F05%2Fcaixa-libera-emprestimo-para-negativos.html&amp;host=ca-host-pub-1556223355139109&amp;fwr=0&amp;fwrattr=true&amp;rpe=1&amp;resp_fmts=3&amp;wgl=1&amp;uach=WyJXaW5kb3dzIiwiMTAuMC4wIiwieDg2IiwiIiwiMTA4LjAuNTM1OS4xMjUiLFtdLGZhbHNlLG51bGwsIjY0IixbWyJOb3Q_QV9CcmFuZCIsIjguMC4wLjAiXSxbIkNocm9taXVtIiwiMTA4LjAuNTM1OS4xMjUiXSxbIkdvb2dsZSBDaHJvbWUiLCIxMDguMC41MzU5LjEyNSJdXSxmYWxzZV0.&amp;dt=1672999981602&amp;bpp=1&amp;bdt=90&amp;idt=96&amp;shv=r20230104&amp;mjsv=m202212010101&amp;ptt=9&amp;saldr=aa&amp;abxe=1&amp;cookie=ID%3D6874b61579bbe0ff-22aa2b88877f00f5%3AT%3D1672999823%3ART%3D1672999823%3AS%3DALNI_MZnNQPpufi2zAnOmRWz9-jTOl8d_Q&amp;gpic=UID%3D000009de48ae690e%3AT%3D1672999823%3ART%3D1672999823%3AS%3DALNI_MZy-vJ-8m4fdsmx0yhh0_GepKFAaA&amp;prev_fmts=0x0%2C678x280&amp;nras=1&amp;correlator=618607902723&amp;frm=20&amp;pv=1&amp;ga_vid=1256717399.1672999982&amp;ga_sid=1672999982&amp;ga_hid=1237352466&amp;ga_fc=0&amp;u_tz=-180&amp;u_his=3&amp;u_h=768&amp;u_w=1366&amp;u_ah=728&amp;u_aw=1366&amp;u_cd=24&amp;u_sd=1&amp;dmc=4&amp;adx=158&amp;ady=1080&amp;biw=1349&amp;bih=625&amp;scr_x=0&amp;scr_y=0&amp;eid=44759875%2C44759926%2C44759837%2C44774649%2C44774653%2C31071365%2C44779793%2C44780492%2C44780792%2C21065724&amp;oid=2&amp;pvsid=563992624604669&amp;tmod=1022961137&amp;uas=0&amp;nvt=1&amp;ref=https%3A%2F%2Fwww.divulgaconcursos.com.br%2F&amp;eae=0&amp;fc=1920&amp;brdim=0%2C0%2C0%2C0%2C1366%2C0%2C1366%2C728%2C1366%2C625&amp;vis=1&amp;rsz=%7C%7CoeEbr%7C&amp;abl=CS&amp;pfx=0&amp;fu=128&amp;bc=31&amp;ifi=3&amp;uci=a!3&amp;btvi=1&amp;fsb=1&amp;xpc=ayykTHvMsI&amp;p=https%3A\/\/www.divulgaconcursos.com.br&amp;dtd=103\" name=\"aswift_2\" width=\"678\" height=\"350\" frameborder=\"0\" marginwidth=\"0\" marginheight=\"0\" scrolling=\"no\" sandbox=\"allow-forms allow-popups allow-popups-to-escape-sandbox allow-same-origin allow-scripts allow-top-navigation-by-user-activation\" data-google-container-id=\"a!3\" data-google-query-id=\"COPnsM3asvwCFYc5uQYdap8GIg\" data-load-complete=\"true\" data-mce-fragment=\"1\"><\/iframe><\/div>\n<p><\/ins>&nbsp;<\/p>\n<h3>No caso de pessoas f\u00edsicas que desejam come\u00e7ar ou melhorar uma atividade, os valores oferecidos pelas contrata\u00e7\u00f5es variam entre R$ 300 e R$ 1 mil. A solicita\u00e7\u00e3o pode ser feita de forma 100% digital por meio do aplicativo Caixa Tem. As taxas de juros s\u00e3o a partir de 1,95% ao m\u00eas e o prazo para pagar de at\u00e9 24 meses.<\/h3>\n<h3>Em se tratando de pessoas jur\u00eddicas, que atuam como MEI, o limite \u00e9 um pouco maior. Ao grupo \u00e9 concedido cr\u00e9dito entre R$ 1,5 mil e R$ 3 mil. A contrata\u00e7\u00e3o \u00e9 um pouco diferente, pois ela acontece exclusivamente em ag\u00eancias f\u00edsicas da Caixa. As taxas de juros s\u00e3o a partir de 1,99% ao m\u00eas e o prazo de pagamento tamb\u00e9m em at\u00e9 24 meses.<\/h3>\n<h3><\/h3>\n<h3>Quais as condi\u00e7\u00f5es para solicitar o cr\u00e9dito da Caixa?<\/h3>\n<p>Mesmo sendo de mais f\u00e1cil acesso, a nova linha de cr\u00e9dito da Caixa exige algumas condi\u00e7\u00f5es que devem ser cumpridas por ambos os p\u00fablicos:<\/p>\n<p><b>Para quem \u00e9 pessoa f\u00edsica<\/b><\/p>\n<ul>\n<li>Ser pessoa f\u00edsica que deseja iniciar ou expandir seu neg\u00f3cio. Quem \u00e9 benefici\u00e1rio do Aux\u00edlio Brasil tamb\u00e9m pode solicitar o cr\u00e9dito;<\/li>\n<li><ins class=\"adsbygoogle\" data-ad-client=\"ca-pub-5633183807785955\" data-ad-format=\"auto\" data-ad-slot=\"3495352953\" data-full-width-responsive=\"true\" data-adsbygoogle-status=\"done\" data-ad-status=\"filled\">\n<div id=\"aswift_3_host\" tabindex=\"0\" title=\"Advertisement\" aria-label=\"Advertisement\"><iframe loading=\"lazy\" id=\"aswift_3\" src=\"https:\/\/googleads.g.doubleclick.net\/pagead\/ads?client=ca-pub-5633183807785955&amp;output=html&amp;h=280&amp;slotname=3495352953&amp;adk=350750850&amp;adf=1433247166&amp;pi=t.ma~as.3495352953&amp;w=638&amp;fwrn=4&amp;fwrnh=100&amp;lmt=1672960815&amp;rafmt=1&amp;format=638x280&amp;url=https%3A%2F%2Fwww.divulgaconcursos.com.br%2F2022%2F05%2Fcaixa-libera-emprestimo-para-negativos.html&amp;host=ca-host-pub-1556223355139109&amp;fwr=0&amp;fwrattr=true&amp;rpe=1&amp;resp_fmts=3&amp;wgl=1&amp;uach=WyJXaW5kb3dzIiwiMTAuMC4wIiwieDg2IiwiIiwiMTA4LjAuNTM1OS4xMjUiLFtdLGZhbHNlLG51bGwsIjY0IixbWyJOb3Q_QV9CcmFuZCIsIjguMC4wLjAiXSxbIkNocm9taXVtIiwiMTA4LjAuNTM1OS4xMjUiXSxbIkdvb2dsZSBDaHJvbWUiLCIxMDguMC41MzU5LjEyNSJdXSxmYWxzZV0.&amp;dt=1672999981604&amp;bpp=5&amp;bdt=92&amp;idt=240&amp;shv=r20230104&amp;mjsv=m202212010101&amp;ptt=9&amp;saldr=aa&amp;abxe=1&amp;cookie=ID%3D6874b61579bbe0ff-22aa2b88877f00f5%3AT%3D1672999823%3ART%3D1672999823%3AS%3DALNI_MZnNQPpufi2zAnOmRWz9-jTOl8d_Q&amp;gpic=UID%3D000009de48ae690e%3AT%3D1672999823%3ART%3D1672999823%3AS%3DALNI_MZy-vJ-8m4fdsmx0yhh0_GepKFAaA&amp;prev_fmts=0x0%2C678x280%2C678x280&amp;nras=1&amp;correlator=618607902723&amp;frm=20&amp;pv=1&amp;ga_vid=1256717399.1672999982&amp;ga_sid=1672999982&amp;ga_hid=1237352466&amp;ga_fc=0&amp;u_tz=-180&amp;u_his=3&amp;u_h=768&amp;u_w=1366&amp;u_ah=728&amp;u_aw=1366&amp;u_cd=24&amp;u_sd=1&amp;dmc=4&amp;adx=198&amp;ady=1893&amp;biw=1349&amp;bih=625&amp;scr_x=0&amp;scr_y=0&amp;eid=44759875%2C44759926%2C44759837%2C44774649%2C44774653%2C31071365%2C44779793%2C44780492%2C44780792%2C21065724&amp;oid=2&amp;pvsid=563992624604669&amp;tmod=1851266211&amp;uas=0&amp;nvt=1&amp;ref=https%3A%2F%2Fwww.divulgaconcursos.com.br%2F&amp;eae=0&amp;fc=1920&amp;brdim=0%2C0%2C0%2C0%2C1366%2C0%2C1366%2C728%2C1366%2C625&amp;vis=1&amp;rsz=%7C%7CoeEbr%7C&amp;abl=CS&amp;pfx=0&amp;fu=128&amp;bc=31&amp;ifi=4&amp;uci=a!4&amp;btvi=2&amp;fsb=1&amp;xpc=G6m4ylaUiC&amp;p=https%3A\/\/www.divulgaconcursos.com.br&amp;dtd=250\" name=\"aswift_3\" width=\"638\" height=\"350\" frameborder=\"0\" marginwidth=\"0\" marginheight=\"0\" scrolling=\"no\" sandbox=\"allow-forms allow-popups allow-popups-to-escape-sandbox allow-same-origin allow-scripts allow-top-navigation-by-user-activation\" data-google-container-id=\"a!4\" data-google-query-id=\"CLz8s83asvwCFZ0JuQYd4XcATA\" data-load-complete=\"true\" data-mce-fragment=\"1\"><\/iframe><\/div>\n<p><\/ins>Ter atualizado a conta poupan\u00e7a social digital para uma Poupan\u00e7a Digital+, via Caixa Tem;<\/li>\n<li>Possuir menos de R$ 3 mil\u00a0 em d\u00edvidas banc\u00e1rias em 31 de janeiro de 2022, com exce\u00e7\u00e3o de valores de financiamentos habitacionais e limites n\u00e3o usados;<\/li>\n<li>Estar com os dados cadastrais atualizados no Caixa Tem;<\/li>\n<li>Ter sido aprovado na an\u00e1lise de cr\u00e9dito feita pela Caixa;<\/li>\n<li>Estar de acordo com os requisitos do Programa de Simplifica\u00e7\u00e3o do Microcr\u00e9dito Digital para Empreendedores (SIM Digital).<\/li>\n<\/ul>\n<div><\/div>\n<p><b>Para quem atua como MEI<\/b><\/p>\n<ul>\n<li>Ser Microempreendedor Individual (MEI) formal h\u00e1 12 meses ou mais;<\/li>\n<li>Possuir faturamento anual inferior a R$ 81 mil com o neg\u00f3cio;<\/li>\n<li>Ter menos de R$ 3 mil em d\u00edvidas banc\u00e1rias em 31 de janeiro de 2022, sendo exce\u00e7\u00e3o financiamentos habitacionais e limites que n\u00e3o foram utilizados;<\/li>\n<li>Ter acesso a uma Conta Pessoa Jur\u00eddica Caixa;<\/li>\n<li>Ter sido aprovado na an\u00e1lise de cr\u00e9dito;<\/li>\n<li>Estar dentro das regras do SIM Digital.<\/li>\n<\/ul>\n<p>Importante salientar que ambas as linhas de cr\u00e9dito fazem parte do Programa de Simplifica\u00e7\u00e3o do Microcr\u00e9dito Digital para Empreendedores (SIM Digital). Sua proposta \u00e9 fornecer subs\u00eddios ao\u00a0empreendedorismo popular\u00a0e estimular a\u00a0formaliza\u00e7\u00e3o de pequenos neg\u00f3cios.<\/p>\n<p>Fonte: Edital Concursos Brasil<\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>&nbsp; &nbsp; No caso de pessoas f\u00edsicas que desejam come\u00e7ar ou melhorar uma atividade, os valores oferecidos pelas contrata\u00e7\u00f5es variam entre R$ 300 e R$ 1 mil. A solicita\u00e7\u00e3o pode ser feita de forma 100% digital por meio do aplicativo Caixa Tem. As taxas de juros s\u00e3o a partir de 1,95% ao m\u00eas e o [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_links_to":"","_links_to_target":""},"categories":[7,9,8],"tags":[],"_links":{"self":[{"href":"https:\/\/www.ilheusnoticias.net.br\/v1\/wp-json\/wp\/v2\/posts\/30360"}],"collection":[{"href":"https:\/\/www.ilheusnoticias.net.br\/v1\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.ilheusnoticias.net.br\/v1\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.ilheusnoticias.net.br\/v1\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.ilheusnoticias.net.br\/v1\/wp-json\/wp\/v2\/comments?post=30360"}],"version-history":[{"count":1,"href":"https:\/\/www.ilheusnoticias.net.br\/v1\/wp-json\/wp\/v2\/posts\/30360\/revisions"}],"predecessor-version":[{"id":30361,"href":"https:\/\/www.ilheusnoticias.net.br\/v1\/wp-json\/wp\/v2\/posts\/30360\/revisions\/30361"}],"wp:attachment":[{"href":"https:\/\/www.ilheusnoticias.net.br\/v1\/wp-json\/wp\/v2\/media?parent=30360"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.ilheusnoticias.net.br\/v1\/wp-json\/wp\/v2\/categories?post=30360"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.ilheusnoticias.net.br\/v1\/wp-json\/wp\/v2\/tags?post=30360"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}